Advanced Strategies and Key Legal Considerations in Premium Financed Life Insurance

Premium financed life insurance (PFLI) is pitched to high-net-worth individuals as a highly effective tool for seeking to secure substantial coverage without disrupting liquidity. However, this complex strategy comes with significant legal and financial risks that, if not properly managed, can lead to costly litigation.

Employer Alert: Preparing for 2025

The Fair Labor Standards Act (FLSA) generally requires employers to pay an employee overtime if the employee works more than 40 hours a week. Employees exempt from this requirement include administrative, professional, and executive employees—collectively referred to as “white collar” employees.

Update on Minnesota’s Self-Storage Act: Navigating Recent Changes and Best Practices for Facility Owners

In a previous blog, we explored the fundamental aspects of the Minnesota Liens on Personal Property in Self-Service Storage Act, Minnesota Statute Sections 514.970 to 514.979 (the “Self-Storage Act”), focusing on its powerful lien and foreclosure processes available to storage facility owners. Since the significant 2021 amendments, we have continued...

Bench & Bar of Minnesota article by Attorney Joe Pull

In his Bench & Bar of Minnesota article, “What’s (the court say) a business (is) worth?”, attorney Joe Pull explores the complex process of valuing a business when legal disputes arise. Whether in divorce or shareholder litigation, the valuation process is critical yet challenging. It requires courts and attorneys to...

Reducing the Cost of Free Speech: Minnesota Revives a Tool for Dealing with Defamation Lawsuits

Politically active citizens and media occasionally find out the hard way that freedom to speak can be quite expensive, when they are sued for speaking out about controversial political issues. A defamation lawsuit is nothing to sneeze at, even if the speaker expects to win because they do not believe...

Now Hiring! Legal Administrative Assistant – October 2024

Parker Daniels Kibort is looking for a dynamic Legal Administrative Assistant to join our exceptional litigation team to work in a fun and exciting atmosphere in a beautiful penthouse office space.  The ideal candidate will have at least five years’ experience in litigation.

Navigating the Perils of Politics in the Workplace

Premium financed life insurance can be a powerful tool for high-net-worth individuals looking to secure large life insurance policies without tying up or liquidating their assets to pay premiums. At its most basic level, premium financed life insurance involves taking out a loan from a lender to cover the cost...

Top 5 Mistakes to Avoid in Premium Financed Life Insurance

Premium financed life insurance can be a powerful tool for high-net-worth individuals looking to secure large life insurance policies without tying up or liquidating their assets to pay premiums. At its most basic level, premium financed life insurance involves taking out a loan from a lender to cover the cost...